Car accidents range from minor fender benders to life-threatening collisions, with most falling somewhere in between. If you or someone you love was recently involved in a car accident resulting in injuries needing medical attention, you’re likely wondering who is responsible for covering the cost of treatment. In most situations, the at-fault driver or their insurance company is responsible for any treatment that is considered reasonable and necessary. Upon receiving the treatment, your own private health insurance, Medicare or Medicaid will provide coverage. Then, they will likely have the right to reimbursement of the benefits paid from the victim’s recovery.
If you do not have health insurance, you will need to find a care provider that will provide treatment on a lien basis, meaning they will provide treatment under the premise that you will pay following the settlement or verdict of a personal injury lawsuit.
To complicate the matter, it can be hard to receive compensation from the other party’s insurance as you receive treatment because medical expenses are often negotiated as part of the final settlement. In cases where emergency services are involved, that medical attention is apparent immediately. However, not all injuries are noticeable right away. Sometimes the pain will only appear once the endorphins from the accident have dissipated.
You may want to consider filing a car accident lawsuit if you feel your case is worth more than what the insurer is offering. In the event that the difference is small, the cost may outweigh the benefit in that it may not be worth the legal fees or time to pursue formal litigation. Another reason to file a lawsuit is if a compromise between insurance providers cannot be reached. Sometimes having an objective third-party is necessary to ensure fair treatment for all parties involved.
If you’re unsure whether you should file a personal injury lawsuit in your specific situation, check with experts like the lawyers at The Boyle Law firm. A trained attorney will be able to help you seek fair compensation for your medical expenses, plus any lost wages, pain, and suffering as a result of the accident. Your recovery should never be impeded by a lengthy claims process. Everyone should receive the benefits and compensation they deserve in a timely manner. An expert with an authority in personal injury law will be an invaluable resource to rely on in an already difficult time.