If you need to report an insurance claim after a major storm it’s important that you are in contact with the insurance company as soon as possible. Whether you are reporting storm damage to your property over the phone or through an online service, you will need to report quickly and accurately to be first in line for your compensation. After a major storm event, you may be in competition with a variety of people in your area to have your insurance claim managed first. Here are some top tips that you can fall on reporting your claim after a major storm event.
Begin The Report ASAP
From the moment you start to see severe damage on your home after a major storm, provide an actor description of the extent of property damage by calling your insurance company immediately or submitting a report online. Ask your insurer when you can expect to have an adjuster sent out and when you may hear back about your claim.
Check Before You Begin Discarding Items
If you have damaged materials across your property you need to check with the insurance company before you start throwing things out. Before you change the scene at all you’ll need to make sure that you are taking photos and recording results for the proper settlement.
Document Your Possessions
Documenting your possessions and loss can be extremely important. Take photographs and document the details of all damage items including the date of purchase on these items. Whenever you make a major purchase you should be recording these items going into your home with photographic evidence.
Sign Up For Text Alerts On Your Claim
Getting a text alert or e-mail alert about your claim can make sure that whenever there is a change, you’ll get the first response and have more time to work on coming to a settlement.
Know What Emergency Services You Can Access
Each insurance company is different but you may be able to access emergency services such as a covering for your roof, a hotel stay, rental car and more. Speak with your insurance company about the various emergency services that you can use to protect your home and property and enjoy a better quality of life during repairs.
Keep some of these top ideas in mind regarding your storm claim that remember to make your claim ASAP.
This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Anne is a property damage attorney. She focuses on insurance claims and property damage. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.
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